wIt’s a strong rain outside, and you definitely know it driving into your garage from the torrential rain and howling winds. The rain is far from devastating, but the wind is carrying it to many places. Once you get inside the house, you notice several areas in your home with puddles. Then, you’re left wondering how did water get inside when all the windows are closed during this wind-driven rain storm.
Underneath each roof is your roof underlayment. It protects the roof deck from any form of drenches. However, strong wind-driven rain can send moisture right underneath the small passages and even under the sheathing of your roof. In turn, you get something similar to the effects of a leaking roof in your property. Artech Roofing and ConstructionArtech Roofing and Construction has a great explanation about this occurrence below.
Dealing With Wind-Driven Rain Property Damages
Hemming the roof edges.
Hemming the edges of the roof means bending the underneath to an angle of 180 degrees. This will stop the rain getting under and causing roof leaking by wind driven rains. It is quite possible that your roof doesn’t actually have a leak but the wind driven rain can cause the sheathing to get wet inside, and this may give the appearance that you have a leak when you haven’t.
The biggest causes of damage to your roof.
Wind and rain are the two biggest causes of damage to any roof, wind blows shingles off the roof while the rain beats down and either causes collections of rainwater that build up and eventually break through the roof causing a leak or the rainwater finds its way through the gaps that the wind has made. Either way the damage can be huge and it can cost a lot of money to repair especially if you don’t act quickly. When you have a new roof fitted you should ensure that it is protected against roof leaking by wind driven rains. (Continued)
Wind-driven rain is a major factor for water ingress. This condition is when both residential and commercial properties in Edmonton AB experience leaking effects without any evidence of structural damages post-inspection on both roof and property integrity. It might look impossible if you picture it from your mind. You see rain traveling at a slightly different angle thanks to a strong wind current.
However, wind currents can send rainwater in drastically different directions. This makes them difficult to block out from your home. However, Suncorp has shared its easy solution that homeowners in Edmonton AB can do easily.
How To Protect Your Home Against Wind-Driven Rain Damage
David Henderson from the Cyclone Testing Station said the insights are beneficial for everyone living in cyclone-prone areas.
“Wind-driven rain is likely to enter through weep holes or gaps around window seals or doors, under missing or damaged flashings and gutters, or through eaves – features relevant to all properties,” Mr Henderson said.
A Wind Driven Rain Simulator (WDRS) was used to mimic real life wind-driven rain conditions to determine the most cost-effective measures for home owners to reduce water ingress.
“After testing several solutions, we found a cheap and easy way for homeowners to fend off water coming in through windows and sliding doors – a strip of plastic sheet taped on the inside of the window. The plastic sheet increased the height of the window sill, caught the water and allowed it to drain via the weep holes,” Mr Henderson said. (Continued)
At this point, you’re probably wondering if your property qualifies for water damage. You’ve got first-hand documentation of puddles and moisture that wind-driven rain brought into your home. Surely, you can receive your benefits thanks to your roof or general property insurance right?
Most insurance companies consider wind damage only if the wind has perforated your roof (wind damage) or any part of your property’s exteriors. These include your walls, barriers, drywalls, and other exterior-facing protective material such as doors. However, wind-driven rain is unfortunately not part of the coverage unless it has caused massive water damage (and is included in your insurance policy, too). Property Insurance Coverage has a great explanation on how this works.
Is Wind-Driven Rain Damage Covered by My Insurance?
Some insurance policies contain water exclusions or limitations of coverage to the interior of the building, or the property contained in the interior of the building, unless a windstorm damages the exterior roof or walls of the structure through which the water enters. This policy limitation/exclusion is often referred to as the wind-driven rain exclusion. It is important for insureds to be aware of this common provision when reporting claims to their insurers or giving statements about the details of a loss. This is particularly important for the many policyholders along the East Coast who were affected by Hurricane Irene.
An example of the typical wind-driven rain policy limitation/exclusion is:
We will not pay for loss or damage to the interior of any building or structure, or the property inside the building or structure, caused by rain, snow, sleet, sand or dust whether driven by windstorm or not, unless the direct force of Hurricane, other Wind, or Hail damages the building or structure causing an opening in the roof or wall and the rain, snow, sleet, sand or dust enters through this opening. (Continued)
At this point, it is wise to leave wind-driven rain protection to professional roofers in Edmonton AB with knowledge and experienceprofessional roofers in Edmonton AB with knowledge and experience about it. The DIY fixes mentioned earlier can truly work, but only to a certain point. Allow DDCL’s roofing contractors to wind rain-proof your property and help you against phantom leaks. Learn more about our services by contacting us today!